Our licensed advisors can help you answer:
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When is the best time for me to claim benefits?
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Should I file early, at full retirement age, or wait?
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How does my work history or income affect my benefits?
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What happens if I'm divorced or widowed?
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How do Social Security and Medicare work together?
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Can I still work while receiving Social Security?


What Is Social Security—and When Can You Start?
Social Security is a government program that provides monthly income to eligible Americans after retirement. You can begin claiming as early as age 62, but your benefit amount depends on when you file:
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Claiming early (age 62–66) means lower monthly payments
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Waiting until full retirement age (66–67) provides full benefits
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Delaying past full retirement age (up to 70) increases your monthly benefit
Knowing the right time to file can make a significant difference in your lifetime income.
We've Got You Covered. Literally.
Navigating Medicare & Insurance can be overwhelming, but we can make it easy. No jargon, no stress—just friendly guidance from our expert team.
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