When does my coverage start after I enroll?
Start dates vary. Many plans begin the first day of the next month, while some services, like major dental work, may have waiting periods.
Can I add or change my plan outside of open enrollment?
Yes. Unlike Medicare Advantage plans, stand-alone dental, vision, and hearing plans are available year-round with no strict enrollment period.
Do dental, vision and hearing plans cover pre-existing conditions?
Generally, yes, but with some limitations. Preventive care is often covered right away, while more advanced procedures may have waiting periods.
Simple, supportive, and built around you—just the way insurance should be.
One-on-one guidance based on your dental history and needs
Access to plans from trusted national and regional carriers
Clear cost comparisons for premiums, coverage, and provider networks
Bundled coverage options that may include vision and hearing too
Support beyond enrollment, so you always know who to call
Protect Your Dental, Vision,
and Hearing Health with
the Right Coverage
Most health plans don't cover dental, vision, or hearing, and neither does Medicare. But these needs don’t wait, and neither should your coverage.
Ignoring them can lead to bigger health problems down the road. We help Louisiana residents get the right coverage so routine care stays affordable and nothing catches you off guard.
Dental Insurance Plans
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Preventive care (exams, cleanings, X-rays)
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Basic services (fillings, extractions)
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Major services (crowns, root canals, dentures)
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Orthodontics (select plans)
Vision Insurance Plans
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Annual eye exams
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Frames and lenses
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Contact lens allowances
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Discounts on LASIK and other elective procedures (select plans)
Hearing Insurance Plans
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Hearing evaluations and exams
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Hearing aid coverage and discounts
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Follow-up fittings and adjustments
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Access to a network of licensed audiologists
Dental, Vision and Hearing Bundled Plans
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Routine and major dental care
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Eye exams, glasses, and contacts
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Hearing exams and hearing aids
Everything You Need to Know About Dental, Vision and Hearing Insurance in Louisiana
Can I enroll in dental, vision, and hearing coverage together?
Not always in one plan. Most options are offered separately, allowing you to choose the coverage that fits your needs. Some bundled options may be available depending on the carrier. We Make Insurance Easy will work with you to help you find what works best for you, be it a standalone or a bundled plan.
Do I need a referral to see a dental, hearing, or vision specialist?
Not always in one plan. Most options are offered separately, allowing you to choose the coverage that fits your needs. Some bundled options may be available depending on the carrier. We Make Insurance Easy will work with you to help you find what works best for you, be it a standalone or a bundled plan.
Can I keep my current dentist, eye doctor, or ENT specialist?
It depends on the plan. Many plans use provider networks, but some allow out-of-network visits. We’ll help you check your doctors before you enroll.
Is there a deductible with dental, hearing and vision insurance?
Some plans include a deductible, especially for dental services.
Others may offer fixed copays or set allowances depending on the type of care.
Are hearing aids covered, and is there a limit on coverage?
Some plans offer coverage or discounts for hearing aids. Benefits are usually limited and may include a set allowance or reduced pricing through approved providers.
Navigating Medicare & Insurance can be overwhelming, but we can make it easy. No jargon, no stress - just friendly guidance from our expert team.